Price Reduction - Waterfront
Address
523 S 13th Terrace, Fernandina Beach, FL
Price
$ 544,900
Property Attributes
- MLS#2154960
- TypeSingle Family
- Listing Status Active
- CountyNASSAU
- CityFernandina Beach
- Area410-Fernandina Beach Downtown-West
- NeighborhoodCity Of Fernandina Beach
- Zip32034
- StyleTraditional
- Year Built2023
- Taxes$ 6615
- Price$ 544,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1448
- Lot Size0.06 Acres
Data Source:
Northeast Florida MLS (NEFMLS)
Property Description
Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.
| Price History | |
|---|---|
| 7/11/2026 | Listed $549,900 |
| 8/13/2026 | 1$544,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Electric,Heat Pump |
| Cooling | Central Air,Electric |
| Utilities | Cable Available,Electricity Connected,Sewer Connected,Water Connected,Other |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Dishwasher,Electric Range,Microwave,Refrigerator |
| Garage Spaces | 1.0 |
| Patio/Porch Features | Rear Porch |
| Architectural Style | Traditional |
| Construction Materials | Composition Siding,Frame |
| Year Built | 2023 |
| Stories Count | 2 |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Current Use | Residential |
| Parcel Number | 000031180002410380 |
| County | Nassau |
| Property Type | Residential |
| HOA | No |
| Attached Garage | No |
| Subdivision Name | City Of Fernandina Beach |
| Facing Direction | East |
| Garage Y/N | Yes |
| Full Baths | 2 |
| Status | Active |
| Directions | From 14th Street,turn west on to Fir. Turn right on to South 13th Terrace. Home is on the left! |
| City | Fernandina Beach |
| Senior Community Y/N | No |
| MLS Area | 410-Fernandina Beach Downtown-West |
| Lot Size Units | Acres |
| Lot Size Square Feet | 2613.6 |
| Carport Y/N | No |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Property Attached Y/N | No |
| Tax Annual Amount | 6615.83 |
| Home Warranty Y/N | No |
| Lease Renewal Y/N | No |
| MLS Area Minor | 410-Fernandina Beach Downtown-West |
| Lease Considered Y/N | No |
| Rent Control Y/N | No |
| Standard Status | Active |
| MobileHomeRemainsYN | No |
| Cash | True |
| Conventional | True |
| Sewer_co_Public_sp_Sewer | True |
| Utilities_co_Cable_sp_Available | True |
| Accessory Dwelling Unit Y/N | No |
| Water Body Access Y/N | None |
| CDD | No |
Interior Features
| Interior Amenities | Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Walk-In Closet(s) |
|---|---|
| Flooring | Tile |
| Furnished Y/N | Unfurnished |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Half Baths | 1 |
| Laundry Features | Upper Level |
| Total Bedrooms | 3 |
| Entry Level | 1 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Fencing | Back Yard |
|---|---|
| Parking Features | Garage,Garage Door Opener |
| Water Source | Public |
| Lot Size Area | 0.06 |
| Spa | No |
| Lot Size Acres | 0.06 |
| Waterfront Y/N | No |
| Crops Included Y/N | No |
| Horse Y/N | No |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32034
Price
Year Built
Visits
In The Neighborhood
Just Listed
Fernandina Beach
$ 750,000
226 Vernon Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 2,032 SqFt
- Rooms
- 4 Beds + 3 Baths
Just Listed
Fernandina Beach
$ 525,000
101 S 8th Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 1,717 SqFt
- Rooms
- 2 Beds + 1.5 Baths
Just Listed
Fernandina Beach
$ 415,000
410 S 10th Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 1,303 SqFt
- Rooms
- 3 Beds + 2 Baths
Water Views
Fernandina Beach
$ 1,649,000
22 N 4th Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 3,745 SqFt
- Rooms
- 4 Beds + 3 Baths
New Construction
Fernandina Beach
$ 629,000
708 S 9th Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Rooms
- 3 Beds + 2.5 Baths
Waterfront
Fernandina Beach
$ 664,999
714 S 14th Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 1,803 SqFt
- Rooms
- 4 Beds + 2 Baths
Eco Friendly
Fernandina Beach
$ 474,000
1000 Date Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 1,068 SqFt
- Rooms
- 3 Beds + 2 Baths
Reduced
Fernandina Beach
$ 418,000
824 S 10th Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 1,044 SqFt
- Rooms
- 3 Beds + 2 Baths
Reduced
Fernandina Beach
$ 699,000
1230 Beech Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 1,637 SqFt
- Rooms
- 3 Beds + 2 Baths
Waterfront
Fernandina Beach
$ 1,689,000
1421 Highland Drive
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 1,140 SqFt
- Rooms
- 2 Beds + 2 Baths
New Construction
Fernandina Beach
$ 1,499,000
424 S 3rd Street
Fernandina Beach, FL 32034
- Type
- Single Family
- Size
- 3,224 SqFt
- Rooms
- 4 Beds + 3 Baths
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